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Equipment Leasing for Small and Medium Enterprises in Africa

With subsidiaries in Tanzania, Kenya and Zambia, we provide flexible leasing solutions to help African businesses grow and succeed...

Equipment Leasing for Small and Medium Enterprises in Africa

Equipment Loans between $10k to $600k No collateral required except Upfront payment of 20%-40% Flexible financing terms up to 4 years

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13+ Years Of Experience As A Leading Financial Services Company in Africa

EFAfrica Group Ltd is a Mauritius-based equipment leasing company focused on small and medium-sized enterprises (SMEs) in Africa. With subsidiaries in Tanzania,Kenya and Zambia, we provide flexible leasing solutions to help African businesses grow and succeed.

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What We Offer

Equipment Loan Range

We focus on equipment loans between $10k and $60k, but we can extend up to USD 600,000, with no collateral except the equipment itself. Customers are required to pay 20%-40% upfront, and we offer loan terms of up to 4 years.

Recovery & Repayment

The equipment serves as collateral, allowing us to make recoveries in case of default. This setup provides a strong repayment incentive, ensuring that both parties are committed to the financing arrangement.

Financing Productive Equipment

Our equipment financing is tailored to productive assets, assuring us that the funds will be used for business activities. This helps facilitate repayment and supports the growth of the business using the financed equipment.

Serving Unbanked Clients

We serve clients who may not qualify for traditional bank loans, using alternative credit assessment methods where audited accounts or banking history are unavailable. This approach allows us to support a wider range of businesses and entrepreneurs.

Our Subsidiaries

Tanzania

EFTA, our subsidiary in Tanzania is present in 12 locations throughout the country and employs over 65 staff. We currently finance over 1,000 MSMEs and farmers. Since 2014 we have financed over $85m of equipment, which pour clients would not have been able to acquire without us. ​ The business is regulated by the Bank of Tanzania as a leasing institution.
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Kenya

EFKen, our Kenyan subsidiary founded in 2020, operates in three regions: Nairobi and the Rift Valley, with a dedicated team of 12 employees. We are financing more than 30 leases to small businesses and farmers. To date, we have financed nearly $9 million in leases, with approximately half directed towards supporting the agricultural industry.
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Zambia

Zambia is the latest addition to our list of operating countries. We specialize in offering leases exceeding $250k to larger agricultural enterprises and have been actively operating on the ground since late 2024. Our focus is to support agribusinesses with the capital they need to grow and innovate in a rapidly developing market
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Why Choose EFAfrica Group

Deep Industry Knowledge

Our team of experts has extensive experience in the financial industry and MSME leasing, with a deep understanding of the challenges facing African small businesses and farmers. We use this knowledge to develop innovative solutions that meet the unique needs of our clients.  These include day-old-chick financing and Islamic leases.

Years of Experience

At EFAfrica Group Ltd, we have years of experience providing financial solutions in our countries of operation.  Our boards and senior management work or have worked at senior level in financial services, investment and the agriculture sectors in East and Southern Africa.

Local Expertise

With subsidiaries in Tanzania and Kenya, fully managed by local staff, we have deep local expertise and a strong understanding of the African markets in which we operate. 

Our Partners